Linda Gutoskie
Sales Representative
PMA Brethour Real Estate Corp., Inc., Brokerage
Markham, Ontario
Cell: 416-450-2001
Office: 905-415-2710
Email: Lin@rogers.com 
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HOME AFFORDABILITY CALCULATIONS
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Our calculators will help you determine what you can afford in the purchase of a new home or condo including loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. Calculate Your Affordability Below or Call Me and I Will Do It For You
(Linda Gutoskie, your Markham/Toronto real estate agent at:
416 450-2001 or email: Lin@rogers.com www.ezhomefinder.ca
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Required
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
%): |
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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